Antonio Fernández Morales
Catedrático de Universidad
Departamento de Economía Aplicada (Estadística y Econometría)
Universidad de Málaga
Facultad de Ciencias Económicas y Empresariales
Campus El Ejido, Universidad de Málaga
Calle El Ejido, 6, C.P. 29071, Málaga

A.F.M. Invenit et fecit

Innovación educativa

Application of a Discrete-time Markov Chain Simulation in Insurance

Antonio Fernández-Morales

International Journal of Recent Contributions fron Engineering, Science & IT 3 (3)  2015.

ABSTRACT: This paper describes the application of an online interactive simulator of discrete-time Markov chains to an automobile insurance model. Based on the D3.js library, an interactive visual animation depicts the dynamics of individual policyholders in a bonus-malus system of automobile insurance. A survey was conducted among MSc students who used the simulator to obtain a preliminary assessment of the perceived usefulness in several dimensions of their learning process. The main findings indicate that flexible access via different devices was the most valued feature of this resource. In addition, the possibility of experimenting and simulating by means of controlling the main parameter of the model was also found to be particularly useful.

Developing creativity and innovation through collaborative projects

Antonio Fernández Morales y María Cruz Mayorga Toledano

en:  Interdisciplinary Studies Journal, Volume 2, Number 3 | 2013

Laurea University of Applied Sciences, Helsinki, Finland
ISSN: 1799-2710

“The aim of this paper is to explore the potential role that collaborative projects can play in the development of creativity and innovation in higher education, looking for appropriate and efficient designs to enable students to develop the forms of creativity that are most suitable for their study and professional careers; and to illustrate it with the experience we are carrying out at the University of Málaga in the degree of  Actuarial Science”

Design and assessment of e-learning and m-learning tools for the degree in Actuarial Sciences

María Cruz Mayorga Toledano y Antonio Fernández Morales

en:  The Evolution of Mobile Teaching and Learning, por Retta Guy (Editor)

Informing Science, Santa Rosa, California, 2009
ISBN-10: 1932886141 ; ISBN-13: 978-1932886146

The Evolution of Mobile Teaching and Learning “… This chapter describes the design, the development, and the assessment of the blended learning strategy that we use in the degree in Actuarial Sciences at the University of Málaga. It first discusses the general scheme of the strategy. Next, it describes the e-learning and m-learning tools that we have developed, and then presents the main results of the assessment, carried out by means of surveys about the students’ opinions and satisfaction. Finallu, the last section includes the main conclusions of our study. …”

Desarrollo y evaluación de actividades no presenciales mediante un sistema adaptativo

Una aplicación en la titulación de Ciencias Actuariales y Financieras.

María Cruz Mayorga Toledano, Antonio Fernández Morales, Salvador Molina Ruiz y Pedro Mora Lima.

En Innovación Educativa y Espacio Europeo de Educación Superior
I Premio a la Innovación Educativa en la Universidad de Málaga
Francisco González García (Coord.)
Servicio de Publicaciones e Intercambio Científico de la Universidad de Málaga, 2009. ISBN: 978-84-9747-279-1.

Este trabajo resume los principales espectos del proyecto merecedor del primer premio “Profesor Constancio Mínguez a la Innovación Educativa” en el curso 2006-07, de Proyectos de Innovación Educativa para la Convergencia en el Espacio Europeo de Educación Superior de la Universidad de Málaga.


Learning tools for Java-enabled phones

An application for Actuarial Studies.

María Cruz Mayorga Toledano and Antonio Fernández Morales

En Learning with mobile devices. Research and development.
Jill Attewell and Carol Savill-Smith (Eds.)
Learning and Skills Development Agency, London, 2004.
ISBN: 1 85338 833 5.

Learning with mobile devices: Research and development ” The aim of this paper is to explore the possibilities of Java midlets (small applications that can be stored in a mobile phone) as learning tools in Higher Education, via an experience we are developing for the Actuarial Degree at the University of Málaga”